Terms Of Use

Welcome to the HowICompare.com, owned and operated by How I Compare LLC.

These Terms of Use, along with policies and guidelines located throughout the How I Compare Website identify what users of the Website (“Users“) can expect from How I Compare. Providers (as defined below) and the How I Compare Website and what we expect from Users. By accessing any areas of the How I Compare Website, Users are deemed to have accepted these Terms of Use and other policies and guidelines identified throughout the How I Compare Website.

I. ONLINE CONDUCT

User agrees to use the How I Compare Website only for lawful purposes. User is prohibited from posting on or transmitting through the How I Compare Website any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law.

If How I Compare is notified of any book, information, data, software, photographs, graphs, videos, typefaces, graphics, music, sounds, and other material on the How I Compare Website (collectively “Content”) provided by User that is allegedly infringing, defamatory, damaging, illegal, or offensive, How I Compare may investigate the allegation and determine in its sole discretion whether to remove or request the removal of such Content from the How I Compare Website. How I Compare may disclose any Content or electronic communication of any kind

(i) to satisfy any law, regulation, or government request;

(ii) if suchdisclosure is necessary or appropriate to operate the How I Compare Website; or

(iii) to protect the rights or property of How I Compare and its officers, directors, employees, agents, third-party content providers, merchants, sponsors, and licensors (collectively, “How I Compare Providers”) and any other User.

How I Compare reserves the right to prohibit conduct, communication, or Content that it deems in its sole discretion to be harmful to individual Users, How I Compare, the How I Compare Website, the communities that make up the How I Compare Website, or any rights of How I Compare or any third party, or to violate any applicable law. Notwithstanding the foregoing, no How I Compare Provider can ensure prompt removal of questionable Content after online posting. Accordingly, no How I Compare Provider shall assume liability for any action or inaction with respect to conduct, communication, or Content on the How I Compare Website.

II. PRIVACY POLICY

How I Compare respects the privacy of its Users. The terms and conditions of the How I Compare Privacy Policy.

III. TRADEMARKS

How I Compare®, is a trademark or service mark of How I Compare LLC. All rights are reserved. These and other graphics, logos, service marks, trademarks and trade dress of How I Compare and its licensors used on the How I Compare Website may not be used without prior written consent of How I Compare or its licensor, as the case may be. Without limiting the foregoing, no How I Compare trademark or trade dress may be used in connection with any product or service that is not How I Compare’s, in any manner that is likely to cause confusion among Users, or in any manner that disparages or discredits How I Compare.

IV. CONTENT

a. Proprietary Rights
User acknowledges that the How I Compare Website contains Content that are protected by copyrights, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. All Content is copyrighted as a collective work under the U.S. copyright laws, and How I Compare owns a copyright in the selection, coordination, arrangement, and enhancement of such Content. User may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part. If no specific restrictions are displayed, Users may make copies of select portions of the Content, provided that the copies are made only for User’s personal use and that User maintains any notices contained in the Content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under the U.S. copyright laws (see, e.g., 17 U.S.C. Section 107), User may not upload, post, reproduce, or distribute in any way Content protected by copyright, or other proprietary right, without obtaining permission of the owner of the copyright or other propriety right. In addition to the foregoing, use of any software Content shall be governed by the software license agreement accompanying such software.

b. Export
The U.S. export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. User agrees to abide by these laws and their regulations — including but not limited to the Export Administration Act and the Arms Export Control Act and not to transfer, by electronic transmission or otherwise, any Content derived from the How I Compare Website to either a foreign national or a foreign destination in violation of such laws.

V. AGE OF USERS

How I Compare does not intend the How I Compare Website to be used by minors under the age of 13. Furthermore, How I Compare does not market the How I Compare Website for use by minors under the age of 13. How I Compare relies upon parents or guardians of Users under the age of 18 to determine if any content or items available on the How I Compare Website are appropriate for view or access by such Users.

VI. TERMINATION OF USAGE

How I Compare may suspend or terminate any User’s access to all or any part of the How I Compare Website including any account thereon, without notice, for any reason in How I Compare’s sole discretion, including without limitation How I Compare’s belief that such access would violate any applicable law or would be harmful to the interests of any How I Compare Provider or another User.

VII. PASSWORD SECURITY

Every User is responsible for

(i) keeping such User’s How I Compare account password confidential and

(ii) restricting access to such User’s computer. Each User agrees to accept full responsibility for all activities that occur within such User’s How I Compare account.

VIII. DISCLAIMERS AND LIMITATION OF LIABILITY

the how i compare website is provided by how i compare llc. on an “as is” and “as available” basis. to the fullest extent permissible by applicable law, each how i compare provider disclaims all implied warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.

without limiting the foregoing, no how i compare provider makes any representation or warranty of any kind, express or implied:

(i) as to the operation of the how i compare website, or the information, content, materials or products included thereon;

(ii) that the how i compare website will be uninterrupted or error-free;

(iii) as to the accuracy, reliability, or currency of any information, content, service, or merchandise provided through the how i compare website; or

(iv) that the how i compare website, its servers, or e-mail sent from or on behalf of how i compare are free of viruses or other harmful components. no how i compare provider guarantees the continuous, uninterrupted or secure access to the how i compare website or any related services. the operation of the how i compare website may be interfered with by numerous factors outside the control of any how i compare provider.

under no circumstances shall any how i compare provider be liable for any damages that result from the use of or inability to use the how i compare website, including but not limited to reliance by a user on any information obtained from the how i compare website or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction, or unauthorized access to how i compare records, programs, or services. user hereby acknowledges that this paragraph shall apply to all content, merchandise, and services available through the how i compare website.

no how i compare provider will be liable for any indirect, incidental, special or consequential damages arising from the use of the how i compare website or the purchase of any product there from, even if such how i compare provider has been advised of the possibility of such damages. certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. if these laws apply to a user, some or all of the above disclaimers, exclusions, or limitations may not apply to such user, and such user may have additional rights.

IX. SEVERABILITY

The provisions of these Terms of Use are intended to be severable. If for any reason any provision of these Terms of Use shall be held invalid or unenforceable in whole or in part in any jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions hereof in any jurisdiction.

X. APPLICABLE LAW; JURISDICTION

This site is created and controlled by How I Compare LLC. in the State of Florida. As such, the laws of the State of Florida will govern these Terms of Use, without giving effect to any principles of conflicts of laws.

User hereby irrevocably and unconditionally consents to submit to the exclusive jurisdiction of the courts of the State of Florida and of the United States of America located in the State of Florida for any litigation arising out of or relating to use of or purchase made through the How I Compare Website (and agrees not to commence any litigation relating thereto except in such courts), waives any objection to the laying of venue of any such litigation in the Florida Courts and agrees not to plead or claim in any Florida Court that such litigation brought therein has been brought in an inconvenient forum.

XI. BINDING ARBITRATION

Any controversy or claim arising out of or relating to this Terms of Use (including any breach thereof), the How I Compare Website, any Content or any item purchased from the How I Compare Website shall be settled by confidential arbitration in Palm Beach County, Florida administered by the American Arbitration Association under its Commercial Arbitration Rules (including without limitation the Supplementary Procedures for ConsumerRelated Disputes), and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Any such controversy or claim shall be arbitrated on an individual basis and shall not be consolidated with any claim or controversy of any other party. The foregoing shall not preclude How I Compare from seeking any injunctive relief in State or Federal courts located in the State of Florida for protection of How I Compare’s or How I Compare licensor’s intellectual property rights, and you consent to exclusive jurisdiction and venue in such courts.

XII. ACKNOWLEDGMENT

The Terms of Use, including all documents referenced herein, represents the entire understanding between User and How I Compare regarding User’s relationship with How I Compare and supersedes any prior statements or representations. When using the How I Compare Website or making a purchase there from, USER AGREES TO BE BOUND BY THESE TERMS OF USE.

XIII. MODIFICATION

How I Compare reserves the right to make changes to the How I Compare Website, posted policies and these Terms of Use at any time without notice.